We’ve redesigned Home so it tells you what’s coming, not just where you stand today.

Home now opens with quick actions at the top, so adding funds, paying a bill or creating an invoice is one click away.

Your Wallet balance comes with a 15-day forecast, so you can see exactly when it will drop below zero, by how much, and what to add before that day.

Available funding is projected 15 weeks ahead, so you know when repayments free up your limit and can plan your next spend or project.

The cashflow card has been redesigned too. Total to repay is now also shown per week, so you can plan around it, and your next three repayments are listed with a link to see them all.

Also in this release

• A simpler Add funds popup — PayID and bank transfer now share one tab instead of two.
• A round of bug fixes, so everything runs a little smoother.

Working Capital is now available for customers with an approved funding limit.

Access extra cash when your business needs it, without tying up the money sitting in your bank account. Use it to pay invoices or repay instalments through Cloudfloat, and keep your own cash free for everything else.

Funds are credited to your Wallet in under 60 seconds — no application, no paperwork. Choose a 6 or 9 month term with monthly repayments. You get a 14-day grace period on each repayment, and all fees are shown upfront before you draw.

To get started, open the new Funding area in the app.

You can now add and manage multiple businesses under the same Cloudfloat account.

Switch between businesses from the account menu to pay invoices, send invoices, and manage each business separately, all without signing in and out.

To add another business, open the account menu and click New business. Setup takes 3 simple steps and less than a minute to complete.

We’ve rebuilt the Dashboard to make it easier to understand where you stand, what’s coming up, and what needs your attention.

You’ll get a quick view of your Wallet balance and 7-day cash position, with alerts when you’re short and a clear “how much you need” number. We’ve also added cash runway, so you can see how long your funds will last at your current pace.

To help you plan ahead, you’ll now see monthly cashflow trends with a simple net view. And for a higher-level snapshot, we’ve brought key performance signals into one place: funding available (if eligible), money in and out this month compared to last month, outstanding and overdue invoices, and a revenue forecast for next month.

Built to help you spot issues early and make faster decisions—without jumping between pages.

Your Wallet is now a dedicated page — your central hub for managing your Cloudfloat business account.

We’ve built out the Wallet experience to give you complete control over your funds. View your full transaction history with powerful filters to find exactly what you need. Access your BSB and account details, copy your PayID email with one click, add funds whenever you need them, and set up auto refill so your Wallet always has what you need to keep business moving.

This isn’t just a feature update — it’s about making your Wallet the default way you manage money in Cloudfloat. Everything in one place, designed to work the way you do.

Cashback just got simpler

You now earn your 15% cashback after you repay all instalments—whether you paid via Wallet or card. Same great reward, simpler rule. No complexity, just cashback for completing your payments.

Your customers now have more ways to pay you. We’ve added PayID and BSB as payment options on all invoices, sitting alongside card and installment payments.

This means your customers can pay you directly from their bank account using the payment method they’re most comfortable with — no extra steps, no friction. Just faster payments and happier customers.

What’s new:

• PayID payment option on all invoices
• BSB and account number payment option on all invoices
• Seamless experience alongside existing card and installment options

Getting paid just got easier.

We’ve launched SplitLater, a new way to unlock working capital from invoices you’ve already paid.

You can now convert any payment made in full within the last 60 days into a flexible repayment plan of 60 to 120 days, giving your business extra breathing room — while your suppliers stay paid on time.

Whether it’s materials, stock, or services you’ve already covered, Split Later lets you reclaim liquidity and keep your cash flowing, directly inside Cloudfloat.

Here’s how it works:

1. You’ve already paid a supplier in full
2. Choose that payment in Cloudfloat and activate Split Later
3. Your supplier stays paid — you instantly unlock working capital

Now available for approved limit customers. Rollout to all users coming soon.

Cashback just got an upgrade. You’ll now earn a flat 15% cashback on fees when you use your Cloudfloat Wallet to complete your Pay Later payments.

No tiers, no conditions — just a simpler way to get more value back into your business with every completed payment plan.

We’re excited to announce a fantastic update to our instalment options! To make managing your cash flow even more affordable, the base fee for our 90-day ’Pay by instalments’ option has been permanently reduced by 1%. This allows you to utilise our flexible 90-day payment spread with even greater savings, putting more money back into your business when you need it most.

We’re making Cloudfloat even more flexible. Now you can choose to spread payments over up to 120 days, giving your business more breathing room to manage cash flow. This new option joins our existing 30, 60, and 90-day Pay Later terms, all with the same simple and seamless experience you know and love.

We’ve made paying invoices even easier. With our new Forward Email feature, you can now create draft payment requests simply by forwarding the invoice you want to pay.

How it works

• Set your unique forwarding email inside Cloudfloat.
• Forward supplier invoices directly to this email.
• A draft payment request is instantly created for you to review and submit.

It’s flexibility and convenience at the click of “Forward.”

Note: Once your forwarding email is created, it can’t be changed.

👉 Set up your forwarding email today in your Cloudfloat dashboard.

We’ve just released a big Cloudfloat update that makes getting paid easier than ever. The highlight? You can now create and send invoices directly from the app.Your customers choose how to pay, either in full or with our flexible Pay Later options, and you receive the payment immediately. No delays, no follow-ups, just smooth cashflow.

But that’s not all. We’ve added a few more improvements to keep things running effortlessly:

• Smart Auto Top-Up -Set a balance threshold for your Cloudfloat Wallet and it will automatically top up whenever it falls below. No more worrying about running low, just enjoy cashback, faster payouts, and lower fees all the time.
• Top-Up via PayID/Bank -You can now top up your wallet easily and for free using PayID or bank transfer.
• Redesigned Settings -We’ve reorganized and simplified the Settings page to make it cleaner, easier to navigate, and more structured.

This update brings Cloudfloat closer to being your all-in-one solution for managing cashflow, so you can focus on running your business, not chasing payments.

Terms and conditions:

• Offer valid from April 19th to May 3rd, 2025.
• First two invoices must each be $2,000+ (AUD).
• Reward will be paid into your Cloudfloat Wallet after the final instalment of the third invoice is settled.
• Reward will be the lowest processing fee of the 3 invoices uploaded during this period.
• The maximum invoice value eligible for fee reimbursement is $3,500 AUD

• Verify your email
• Verify your business
• Verify your identity

Once verified, you’re ready to go! Instantly access Cloudfloat’s flexible payment solutions and start managing your cash flow with ease.

Suggested Top-Up Amount

Stay on top of payments with our new suggested top-up button, which appears if your balance won’t cover the next 7 days of payments. With one click, you’re ready to go.

Invoice Guidelines

Submitting invoices is now clearer than ever with in-app guidelines that ensure all details are correct upfront.

UI Refresh

The “Pay Invoice” page has a cleaner, more compact design with refined top-up and recurring top-up options. The main navigation is also streamlined to help you find everything faster.

Enhanced Empty States

Our empty states now offer helpful, detailed explanations to guide you through each feature, keeping you informed every step of the way.

Updated Account Menu

Easily access the Knowledge Centre, Latest Updates, and Support through the redesigned account menu.

New Reports Section

The new Reports section in Settings lets you download transaction data. Start with the “Payment Request Report” for detailed insights on fees and GST.

These updates bring more clarity, ease, and control to Cloudfloat—enjoy the improvements!

We’re excited to announce some big improvements in how you manage invoices and track payments on Cloudfloat!

All-new Invoice side panel

Say goodbye to the old full-page invoice view. The new Invoice side panel allows you to check invoice and repayment details without leaving the page you’re on. Whether you’re reviewing payments or managing other tasks, the side panel keeps everything within reach for faster access. With better information architecture, you’ll find what you need more quickly and without interruption.

Clear payment tracker

We’ve listened to your feedback: it wasn’t always clear when suppliers would be paid. Now, with the redesigned payment process, you can see the entire timeline at a glance. From “in review” to “scheduled” and “paid,” each step is clearly outlined, giving you full transparency on when payments are expected.

These updates are designed to make your workflow faster, simpler, and more intuitive!

You can now effortlessly download your Remittance advice directly from the app. Once a payment request is marked as paid, simply click the download button to get your PDF instantly. We’ve also added a quick walkthrough to guide you through the process.

As always, we’ve fixed a few bugs to ensure everything runs smoothly.

We’ve just released a new Cloudfloat update, and the key feature is Bulk invoice upload. You can now upload multiple invoices at once, either by dragging and dropping your files or using the upload button - making invoice management much more efficient.

We’ve also enhanced the Pay page with new filters and an improved search function. You can now filter by supplier or year, and the updated search function delivers more accurate results, helping you find what you need faster.

Additionally, you can now update your account email directly from the settings page, giving you more control over managing your account.

Finally, we’ve made some UI enhancements for mobile to improve usability and fixed a bug that was causing duplicate account issues.

In this update, we’ve made several behind-the-scenes optimisations to improve app performance. You’ll notice faster load times and smoother, more responsive navigation throughout the app.

While these updates aren’t immediately visible, they’re designed to enhance your experience and make your tasks more efficient.

We’re excited to unveil the Cloudfloat Wallet, our latest innovation powered by our very own cutting-edge Cloud AUD Technology. This new payment solution is set to transform the way you manage your business finances.

With the Cloudfloat Wallet, you’ll enjoy real-time payments, ensuring transactions are faster and more efficient. What’s more, we’re giving you cashback on every invoice processing fee, putting money directly back into your pocket with every transaction. On top of that, reduced fees mean you’ll get even more value from every payment.

And to sweeten the deal, we’re offering a special welcome reward. Apply it to your next invoice and start experiencing the benefits of the Cloudfloat Wallet immediately.

We’re excited to announce a major update to Cloudfloat, packed with new features designed to make your experience even better.

First up, we’ve introduced the Weekly payment option. You now have the flexibility to choose weekly payments, alongside the existing fortnightly option. This gives you more flexibility and control over your payment schedule and cash flow.

We’ve also revamped the One-click pay feature, making the payment request process faster and more reliable. With just one click, you can now submit requests with greater ease and confidence.

For a more personalised experience, Dark mode is now available. Whether working late or in low-light settings, the darker interface offers a more comfortable user experience.

Lastly, we’ve made several Mobile improvementsto boost usability and performance, ensuring a smoother experience while using Cloudfloat on the go