You set the margin.
Choose your margin on what your customers use. It's built into their instalments, shown upfront with the rest of the fee. Illustration only, not pricing.
For platforms
Launch your own credit product.
Give the businesses on your platform a funding limit under your brand, and offer them pay in instalments, monthly repayments or working capital. You earn on every repayment. Cloudfloat lends, verifies and carries the credit risk.
Contact sales
Your brand. Name it and offer it inside your platform.
Earn on every repayment. A margin you set, paid as each instalment comes in.
No credit risk. Cloudfloat lends and carries every loss.
Already live. Live with ezyCollect and InsuranceHQ today.
What you can offer
One funding limit. The product your customers need on top.
Each business on your platform gets a funding limit from Cloudfloat. You offer it the way that fits them.
Pay in instalments
Split a bill or an invoice into weekly instalments over up to four months. Live with ezyCollect.
See it in Cloudfloat
Monthly repayments
Spread a bigger cost, like an insurance premium, over monthly instalments for up to nine months. Live with InsuranceHQ.
See it in Cloudfloat
Working capital
Cash drawn against the limit when it's needed, repaid in fixed monthly instalments, then drawn again.
See it in Cloudfloat
Something else in mind?
If your customers need something different, tell us about it and we'll look at what we can offer together.
Talk to us
Launch it your way.
Go live with no engineering, embed our screens under your brand, or build it end to end. The lending behind it is the same.
No engineering time and no marketing resources. Link your customers to a Cloudfloat-hosted application, and we run the application, the funding, the repayments and the support.
What you earn
A new revenue stream.With none of the risk.
Paid to you as they repay.
Your share arrives with every instalment Cloudfloat collects. No capital outlay, and any credit loss is ours, not yours.
What's included
You bring the customers. We do the lending.
Every application assessed
Credit, identity and AML checks on every business, by Cloudfloat.
Limits set and funded
We set each limit and fund every payment and drawdown.
Repayments collected
Collected automatically, with reminders and follow-up when one doesn't clear.
Arrears managed
If a customer falls behind, we handle it.
Credit losses carried
Any loss is Cloudfloat's. You need no licence and hold no exposure.
Your name on it
You name the product, bring your customers to it and set your margin.
Frequently asked questions
Software and service platforms with Australian businesses as customers: accounts receivable and accounting tools, insurance and asset finance platforms, marketplaces, job-management software. If your customers need credit, this is for you.
Cloudfloat. We assess every application, run credit, identity and AML checks, set the limit, fund every payment and drawdown, collect the repayments, manage arrears and carry any credit losses. You need no lending licence and hold no exposure.
Pay in instalments and working capital are ready today: ezyCollect offers weekly instalments over up to four months, InsuranceHQ monthly instalments over up to nine. If your customers need something else, talk to us and we'll look at what's possible.
Yes. The product is yours to name and sits under your brand, powered by Cloudfloat.
You set a margin on what your customers use. It's built into their instalments and paid to you as each one is collected, with no capital outlay. Revenue terms are agreed with sales.
The one that fits your team today. Cloudfloat-hosted needs no engineering time, embedded puts our screens inside your product under your brand, and the API gives you full control. We'll help you pick.
Established Australian businesses, GST registered for at least six months, with a verified owner. Cloudfloat checks every one.
Contact sales. We'll talk through your customers and the integration that suits you, agree the commercials and support you through to launch.