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Cash flow for Australian business.

Cloudfloat gives you room to move your money on your timing. Pay bills over time, get paid today, and draw funding when growth won't wait.

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The Cloudfloat dashboard: a $15,000 balance, next-7-days cash position, cash runway, and a 30-day cashflow chart
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A new way to run business money. Every movement — in, out, or borrowed — on your timing, through one balance.

  • On your timing

    Every payment moves on the schedule you set, not the one you're handed.

  • Through one balance

    Bills, invoices and funding settle in one place, so cash is where you expect it.

  • At a fixed fee

    Every fee is fixed and shown in full before you commit. Nothing surfaces later.

Every bill on your schedule. No one waits.

Pay over time, or pay now when the money's there. Credit cards work, points included, even if your supplier doesn't.

More on Bill Pay

Cloudfloat pays your supplier in full today, and you repay us in weekly instalments over up to 120 days. You pick the schedule that matches your cash cycle, and the fee is fixed and shown before you commit.

Invoice today, paid today. Time is theirs.

Offer terms on the invoice or payment link. Your customer pays in full or by instalments, and you're paid in full today.

More on Get paid
Payment linksComing soon

Send an invoice through Cloudfloat and your customer can pay in full with card, bank transfer, PayID or spread it over up to 120 days. Either way you get paid today, and the terms are on the invoice so you never have to negotiate.

Growth won't wait. Neither does funding.

Bridge the gap two ways: draw fresh working capital, or unlock cash from a bill you've already paid.

More on Funding

Fund your next big job with cash in your balance in 60 seconds. You repay monthly on terms set upfront, and the first repayment isn't due for 14 days.

Bills, invoices, funding. One balance moves it all.

Run by businesses like yours.

Bookkeepers, retailers, growers, manufacturers. Businesses across Australia keep their money moving with Cloudfloat — here's how they run it.

Busy Bookkeeping's office, with desks facing a bright street window
“Cloudfloat gives us the financial flexibility we need to run the firm the way we want — and to keep growing.”
Busy Bookkeeping / Client since 2023
Muzic Man's showroom, with guitars, synthesisers and studio monitors on display
“It is now part of how we operate — simple, predictable, and built for the way retail actually works.”
Muzic Man / Client since 2024
G&T Chickens' front counter, with a chilled display of prepared chicken
“It helps us operate at full speed, protect our supply chain, and keep growing — what a high-volume business needs.”
G&T Chickens / Client since 2024