We’ve launched SplitLater, a new way to unlock working capital from invoices you’ve already paid.

You can now convert any payment made in full within the last 60 days into a flexible repayment plan of 60 to 120 days, giving your business extra breathing room — while your suppliers stay paid on time.

Whether it’s materials, stock, or services you’ve already covered, Split Later lets you reclaim liquidity and keep your cash flowing, directly inside Cloudfloat.

Here's how it works:

1. You’ve already paid a supplier in full

2. Choose that payment in Cloudfloat and activate Split Later

3. Your supplier stays paid — you instantly unlock working capital

Now available for approved limit customers. Rollout to all users coming soon.

Cashback just got an upgrade. You’ll now earn a flat 15% cashback on fees when you use your Cloudfloat Wallet to complete your Pay Later payments.

No tiers, no conditions — just a simpler way to get more value back into your business with every completed payment plan.

We're excited to announce a fantastic update to our instalment options! To make managing your cash flow even more affordable, the base fee for our 90-day 'Pay by instalments' option has been permanently reduced by 1%. This allows you to utilise our flexible 90-day payment spread with even greater savings, putting more money back into your business when you need it most.