Welcome

You’ve been pre-approved for business credit

Get instant access to $6,000 to pay suppliers today and spread payments over up to 120 days.

Unlock your credit

Takes 2 minutes — no credit check

Paid out to over 5,000 businesses

The payment platform that keeps your cash flowing

Cloudfloat pays your suppliers upfront while you repay over 30, 60, 90, or 120 days — no interest, no applications, just flexibility.

Choose a supplier

Pick who you want to pay

—any supplier.

We pay instantly

We send funds to your supplier the same day.

You repay over time

Spread repayments over 30/60/90/120 days.

See how it helps your cash flow

Fast, predictable, and built for real‑world supplier payments.

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Features

Without Cloudfloat

Supplier payment

Wait 14 days

Paid instantly

Stock levels

Run out mid-week

Always stocked

Cash position

–$8,000

+$0 strain

Trusted by growing businesses

See how Cloudfloat helps real companies pay suppliers on time and stay stocked.

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Affordable great small business service. Team very supportive.
Andrew Power
Ulster Distributions
As a small business owner, cash flow is king, and since switching to Cloudfloat, I've been able to free up extra capital to optimise my business operations.
Khodor Haddad
Mr Fancy Candy
I love the new feature giving me control over paying early. That's adding to our businesses flexibility on planning as well as seeing the progress on each invoice submitted being reviewed in real time.
James Turci
Morpheaus Trading
Cloudfloat is really helpful to have in my back pocket to ease cashflow and survive the ups and downs of the revenue rollercoaster as a solopreneur.
Leith Patricia-Ann Hudson
Leithal & co.
Super company, helps so much with cash flow
Jade Woodhead
Carlton Performance Horses

Cloudfloat has been an absolute game-changer for my business. The seamless access to working capital has given me the financial flexibility I needed to take on bigger projects and grow my business without hesitation.
Mikey Taylor
The Goodspace Company Pty Ltd
I have used this service now for 4 invoices and last invoice was paid within 2 business to the supplier really impressed with this now.
Laurence Andrews
Polestar 2 Rides & Couriers Services
My company has used Cloudfloat for 3 years. Very easy to use, and service always excellent. So I'm onboarding a second company now.
Glen Doolan
Really happy with Cloudfloat for sending and paying invoices makes cash flow easier
Amy Jane Hodges
Bar3h Equine
Cloudfloat has made managing cashflow much simpler for my business with their invoice repayment options. A great service that offers flexibility and really helps planning your finances.
Courtney Shelvey

Questions & Answers

Got questions? We’ve got you covered

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How does approval work?

What if my supplier doesn't accept Cloudfloat?

What are the fees?

What if I don't use it?

How fast do suppliers get paid?

What if I need more than $6,000?

Does this affect my credit score?

Can I cancel?

Activate your $6,000 limit

Quick 2-minute sign-up with selfie and ID check. No credit impact.

Trusted by growing businesses

Affordable great small business service. Team very supportive.

As a small business owner, cash flow is king, and since switching to Cloudfloat, I've been able to free up extra capital to optimise my business operations.

I love the new feature giving me control over paying early. That's adding to our businesses flexibility on planning as well as seeing the progress on each invoice submitted being reviewed in real time.

Cloudfloat is really helpful to have in my back pocket to ease cashflow and survive the ups and downs of the revenue rollercoaster as a solopreneur.

Super company, helps so much with cash flow

Cloudfloat has been an absolute game-changer for my business. The seamless access to working capital has given me the financial flexibility I needed to take on bigger projects and grow my business without hesitation.

I have used this service now for 4 invoices and last invoice was paid within 2 business to the supplier really impressed with this now.

My company has used Cloudfloat for 3 years. Very easy to use, and service always excellent. So I'm onboarding a second company now.

Really happy with Cloudfloat for sending and paying invoices makes cash flow easier

Cloudfloat has made managing cashflow much simpler for my business with their invoice repayment options. A great service that offers flexibility and really helps planning your finances.

Activate your $6,000 limit

Activate your $6,000 limit