We run Muzic Man, a musical instrument and pro-audio retailer with a store in Robina and a busy online shop. For us, it’s never been just about selling guitars or drum kits — it’s about being a reliable partner for musicians. That requires stock, speed, and consistent cash flow. That’s where the real friction used to be.

The growth pressure behind the scenes

Running and scaling a music retail business comes with a few predictable — but painful — cash flow challenges:

High-cost inventory. Quality instruments and studio gear aren’t cheap. Keeping the store fully stocked ties up a lot of capital and slows expansion.

Many suppliers, many payment cycles. We work with multiple brands and distributors. Managing different payment terms and due dates became a constant juggling act.

Funding growth. Upgrading the store, improving our online experience, launching campaigns — all of it depends on available cash, and cash was always the constraint.

Why we moved to Cloudfloat

We needed more financial flexibility, not another overdraft conversation. Cloudfloat gave us exactly that. With Cloudfloat, we can:

• Buy inventory instantly. When new gear drops or stock becomes available, we can purchase it immediately instead of waiting for cash to free up.

• Handle supplier payments in one place. Instead of juggling dozens of payment schedules, Cloudfloat lets us smooth everything out and pay on terms that suit the business.

• Invest in growth. Access to working capital means we can run marketing, upgrade systems, and expand our range without slowing the business down.

What changed

Cloudfloat is now part of how we operate — simple, predictable, and built for the way retail actually works. We now have:

• Smoother operations. Supplier payments are controlled, predictable, and no longer a daily stress point.

• More agility. We can react to trends, buy stock fast, and take opportunities the moment they appear.

• Real confidence to grow. With a financial partner behind us, scaling doesn’t mean straining cash flow anymore.

Cloudfloat keeps us moving — and lets us focus on what matters: serving musicians and growing the business.