Blog

The 120-Day Advantage: Extra Breathing Room for Your Business

26 Sept 2025

Cashflow Management

Running a business means constantly juggling cash coming in and cash going out. You need to pay suppliers to keep operations moving, but customer payments don’t always arrive on the same schedule. The gap can feel like a no-win situation, slowing growth, creating stress, and tying up working capital.

At Cloudfloat, we believe cashflow shouldn’t hold you back. That’s why we’ve introduced our new 120-day payment option, designed to give you more time and flexibility when it matters most.

Traditional 30 or 60-day terms often leave SMEs caught in the middle, spending cash before revenue arrives. Our new option extends your repayment window to up to 120 days, with weekly or fortnightly instalments, while your suppliers are paid upfront in real time.

That means:

Ultimate flexibility – Choose 30, 60, 90, or now 120 days to repay.
Predictable repayments – Weekly or fortnightly schedules, shown upfront before you agree.
No interest, one transparent fee – Simple, fair, and disclosed clearly.
Real-time supplier payout – Keep projects and orders moving without delay.

Picture this: you run an e-commerce store gearing up for December. You’ve secured holiday inventory from a supplier, but payment is due upfront, just as you also need to invest in shipping and marketing. Rather than drain your reserves or say no to growth, you can:

  • Use Cloudfloat to pay the supplier invoice immediately, securing stock.

  • Spread your repayment over up to 120 days, well into the new year.

This breathing room helps you ride out the Christmas rush and the January lull with confidence.

The new 120-day option is more than an extra month. It’s about peace of mind: knowing your suppliers are paid on time, your repayment plan is predictable, and your business can keep moving forward without unnecessary financial strain.

Ready to give your business the time it needs to thrive? Log in or sign up to experience the power of Cloudfloat's new 120-day payment option

Unlock your business's potential

© Copyright 2025 Cloudfloat Pty Ltd. All Rights Reserved.

Unlock your business's potential

© Copyright 2025 Cloudfloat Pty Ltd. All Rights Reserved.

Unlock your business's potential

© Copyright 2025 Cloudfloat Pty Ltd. All Rights Reserved.