68% of businesses now accept late payments as an “inevitable cost.”

If you’re a small business owner, you probably know the feeling all too well: the polite-but-firm emails, the uncomfortable follow-ups, the frustration of knowing you’ve delivered the work or shipped the goods, but the money hasn’t arrived. Weeks turn into months, and what should have been predictable income becomes a cycle of stress, delay, and compromise.

And somewhere along the way, the business world decided this was just the way things are. Late payments became normalised.

But normal doesn’t mean acceptable.

At Cloudfloat, we disagree.

The Hidden Toll of Late Payments

Late payments don’t just mess with your books. They creep into every corner of your business and your life.

• That new hire you’ve been putting off? Delayed.

• The equipment upgrade that could save your team hours? Out of reach.

• The confidence to expand into a new market? Held back.

And it doesn’t stop at the business. The stress of chasing money owed follows you home. It shows up at the dinner table. It interrupts your weekends. It makes you second-guess the dream you’re working so hard to build.

This isn’t just an “inevitable cost.” It’s a growth killer.

Breaking the Cycle

At Cloudfloat, we’ve built our product on a simple belief: small businesses deserve better.

Our Get Paid feature changes the game by making late payments a thing of the past. Instead of waiting weeks or months, you get access to the money you’re owed instantly. Your customers still enjoy flexible terms, but you no longer carry the weight of their delay.

Here’s how it works:

1. Add your customer in Cloudfloat.

2. Create your invoice and invite them to pay using Cloudfloat.

3. They choose: pay in full or pay later on flexible terms.

4. As soon as they accept the request, you get paid instantly.

It’s a win-win:

• You smooth out your cash flow and take back control.

• Your customers get the flexibility they need to manage theirs.

Here’s what that means in real life:

• Peace of mind: Your invoices are no longer a source of stress.

• Freedom to plan: You can reinvest in your team, your tools, and your growth with confidence.

• Fairness restored: You get paid for the work you’ve done, on time, every time.

No more waiting. No more compromise. No more building your business around other people’s delays.

A Future Without Late Payments

Imagine this: you wake up on Monday morning and instead of checking overdue invoices, you’re planning your next big move. Your energy goes into growth, not chasing. Your team feels secure. Your family feels the difference.

That’s the future Cloudfloat is building, where late payments are not an inevitable cost, but a solved problem.

👉 Learn how our Get Paid feature works and join the movement to end the late payment cycle for good.