Membership
A $300-a-year membership for businesses that want more: better pricing, up to $10k in funding, and Working Capital.
Join Cloudfloat Pro
Up to $10k funding limit
Yours from day one: $10k for companies, $5k for sole traders. Apply for up to $500k.
Working Capital, unlocked
A lump sum in your balance the same day, repaid in fixed instalments over 6 or 9 months.
Fund invoices at 1.5%
1.5% + GST covers the first 30 days, then 2.5% for each 30 days after. Fund one $10k invoice over 60 days and the membership has paid for itself.
Pay any invoice and earn full points
Add funds by card at 1.5% + GST and we pay your supplier by bank transfer. Your card earns its full rate.
See how card points work
Compare
Standard rates vs member rates.
Everything Cloudfloat does, priced both ways.
| Feature | Cloudfloat | |
|---|---|---|
| Bill Pay | ||
| Via bank transfer or PayID | Free | Free |
| Via card (Visa, Mastercard, Amex) | 1.65% | 1.5% |
| Domestic supplier payouts | Free | Free |
| International supplier payoutsComing soon | 0.5% | Free |
| Get paid | ||
| Invoicing (PayID, bank transfer, card) | 1.0% ($1.50–$25) | 0.4% ($0.50–$10) |
| Payment linksComing soon | 1.0% ($1.50–$25) | 0.4% ($0.50–$10) |
| Instalments and same-day settlement | Included | Included |
| Funding | ||
| Fund payments via instalments | 30 to 120 days | 30 to 120 days |
| Funding limit | Up to $7k | Up to $10k |
| Limit increase on application | Not available | Up to $500k |
| Funding fee, first 30 days | 3.0% | 1.5% |
| Each additional 30 days | 4.0% | 2.5% |
| Redraw | Not available | 60 to 120 days |
| Working Capital, 6 or 9 months | Not available | Included |
| Payroll | ||
| Payment processingComing soon | 1.0% | 0.5% |
| Team | ||
| Account owner | Included | Included |
| Admin, standard and view-only seats | Unlimited | Unlimited |
| Support | Email + chat | Email + chat |
All rates provided are exclusive of GST
Paying suppliers by card? Keep every point.
Cloudfloat pays your supplier by bank transfer. You earn your card points on every bill, including your BAS.
Frequently asked questions
Pro is built for businesses that use funding as part of how they run. Join when you want a funding limit of up to $10k, access to Working Capital over 6 or 9 months, and member rates across every payment you fund. The more payments you fund, the more the membership works for you.
Everything on this page: the Pro funding limit, member funding and card rates, Working Capital access, and every member benefit we add going forward, including Payroll when it lands. There are no other membership charges.
On the standard plan your available funding is assessed with each payment, up to $7k. As a Pro member your limit is set from the day you join: $10k for companies and corporate trustees, and $5k for sole traders, partnerships of individuals and trusts with individual trustees. You can apply for an increase, as far as $500k, whenever you need more headroom.
From your first payment after joining. They apply to every funded payment and card payment, with no volume threshold.
Yes. Add funds by card at 1.5% and we pay your supplier or the ATO by bank transfer. Your card earns its full rate.
See how card points workYes. Membership starts the day you join and renews yearly.