One-click working capital

Pick an amount, confirm, and the cash lands in your wallet. Repay over 6 or 9 months, with a 14-day grace period before the first payment.

Cash flow delays hold businesses back.

Costs appear, opportunities arise, and waiting isn't an option. Traditional funding is too slow — by the time the money arrives, the moment has passed. Working Capital gives you fast, simple access to funds when it matters.

How Working Capital works

Request what you need, choose your terms, and get funded in seconds.

Choose your amount

Pick how much your business needs to borrow.

Pick your term

Choose 6 or 9 months and see total cost.

Get funded instantly

Funds land in your wallet in under 60 seconds.

Repay monthly

Fixed instalments, starting 14 days later.

Built for speed and control

Funding when you need it, on terms that fit your business.

Wallet+$12,000

$5,500

Funded in 60 seconds

Approved requests are sent to your wallet in under 60 seconds, ready to use.

1Choose amount

2Confirm request

You

Done

No application needed

Use your pre-approved limit anytime in two clicks, with no forms or paperwork.

Fixed repayments

Equal monthly instalments across your full term.

Upfront pricing

See every fee before confirming your request.

Cashback included

Earn 15% back on every processing fee you pay.

"My company operates an On Demand Model, which means we have very busy periods but we also have quiet periods. In quiet periods it's great to know that we can utilise Cloudfloat to manage cashflow. As most small business owners know, cashflow is king and Cloudfloat really helps us to stay on top of our bills. ⭐⭐⭐⭐⭐"