New: Unlock cash from past payments
Instant access to cash through flexible invoice payments — no banks, no paperwork. Just the freedom for your business to move faster.
Built for ambitious businesses
Simple tools to pay suppliers your way, get paid faster, and stay in control.
Pay suppliers your way
Pay any supplier today and keep your cash for up to 120 days. More flexibility. More opportunity. More control.
Flexible repayment
Spread the payment over 30–120 days on weekly or fortnightly terms.
Same-day payment
We pay your supplier immediately so your business can keep moving.
Fast approval
Approved in under three hours, no delays.
Hassle-free setup
No paperwork or bank applications required.
15% cashback
Earn 15% cashback on fee when using your wallet.
"They have enabled us to easily improve cash flow which has allowed us to capitalise on sales and supplier offers."
Courtney Diggelmann
Co-founder at La Gioia
Invoicing that moves faster
Offer flexible terms in every invoice and get paid instantly. More options. More revenue. More flow.
Frictionless payments
Give customers a smooth, flexible way to pay so you get paid sooner.
Flexible terms, built in
Offer 30, 60, 90 or 120-day terms out of the box while you’re paid now.
Guest checkout
Customers can pay without creating accounts.
Smart reminders
Send gentle payment reminders with one click.
Simple fee
A 1% fee applies but currently free until 2026.
"Really happy with Cloudfloat for sending and paying invoices makes cash flow easier."
Amy Hodges
Founder at bar3H Equine
Change plans anytime
Unlock cash from invoices you’ve already paid — in seconds. More flexibility. More breathing room. More opportunity.
Reclaim cash instantly
Convert a full payment into installments and receive the funds in less than 60 seconds.
Stay flexible
Pay in full now and keep the option to unlock cash whenever you need it.
Smooth repayments
Spread repayments over 30–120 days easily.
Fast process
Make changes instantly with zero hassle.
No paperwork
Adjust plans without forms or approvals needed.
"Cloudfloat is really helpful to have in my back pocket to ease cashflow and survive the ups and downs of the revenue rollercoaster as a solopreneur."
Leith Hudson
Founder at Leithal and Co.
Everything in one place
See all payments, invoices, and terms in a single clear dashboard.
"They have enabled us to easily improve cash flow which has allowed us to capitalise on sales and supplier offers."
Michael Wagstaff
Founder at Your Tech Crew